.epf{--color-primary: #2563eb;--color-primary-hover: #1d4ed8;--color-primary-ring: #3b82f6;--color-primary-tint: #eff6ff;--color-gain: #d97706;--color-surface: #ffffff;--color-surface-muted: #f9fafb;--color-border: #e5e7eb;--color-border-input: #d1d5db;--color-text-heading: #111827;--color-text-body: #374151;--color-text-secondary: #4b5563;--color-text-muted: #6b7280;--gradient-hero: linear-gradient(to right, #eef2ff, #ffffff, #fdf2f8);--radius-input: .5rem;--radius-card: 1rem;--shadow-card: 0 1px 2px 0 rgb(0 0 0 / .05);--shadow-raised: 0 10px 15px -3px rgb(0 0 0 / .1);color:var(--color-text-body);background:#fcfcfd;line-height:1.5;-webkit-font-smoothing:antialiased}.epf *{box-sizing:border-box}.epf-container{max-width:72rem;margin-inline:auto;padding-inline:1rem;padding-bottom:1rem}@media (min-width: 640px){.epf-container{padding-inline:1.5rem}}@media (min-width: 1024px){.epf-container{padding-inline:2rem}}.epf .card{background:var(--color-surface);border:1px solid var(--color-border);border-radius:var(--radius-card);box-shadow:var(--shadow-card);padding:1.5rem}.epf .card--raised{box-shadow:var(--shadow-raised)}.epf .btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;background:var(--color-primary);color:#fff;font-weight:600;padding:.625rem 1.5rem;border-radius:var(--radius-input);border:0;cursor:pointer;text-decoration:none;transition:.15s;font-size:1rem}.epf .btn:hover{background:var(--color-primary-hover)}.epf .btn:focus-visible{outline:2px solid var(--color-primary-ring);outline-offset:2px}.epf .btn--full{width:100%;margin-top:1.25rem}.epf .btn--sm{padding:.4rem .85rem;font-size:.85rem}.epf .btn--ghost{background:var(--color-surface);color:var(--color-text-body);border:1px solid var(--color-border-input)}.epf .btn--ghost:hover{background:var(--color-surface-muted)}.epf label.field{display:block;font-size:.875rem;font-weight:600;color:var(--color-text-body);margin-bottom:.35rem}.epf .input{width:100%;padding:.6rem .75rem;border:1px solid var(--color-border-input);border-radius:var(--radius-input);background:var(--color-surface);color:var(--color-text-heading);font-size:1rem;font-family:inherit}.epf .input:focus{outline:2px solid var(--color-primary-ring);outline-offset:1px;border-color:var(--color-primary-ring)}.epf .hint{margin:.3rem 0 0;font-size:.78rem;color:var(--color-text-muted)}.epf .field-group{margin-bottom:1.15rem}.epf .grid2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 1rem}@media (max-width: 520px){.epf .grid2{grid-template-columns:1fr}}.epf .cap-note{margin:.25rem 0 0;padding:.6rem .8rem;font-size:.8rem;line-height:1.4;background:#fffbeb;color:#b45309;border:1px solid #fde68a;border-radius:var(--radius-input)}.epf .btn-row{margin-top:1.25rem}.epf h2.panel{font-size:1.25rem;font-weight:700;color:var(--color-text-heading);margin:0 0 1.25rem}.epf h2.section{font-size:1.5rem;font-weight:700;color:var(--color-text-heading);letter-spacing:-.01em;margin:0}.epf .muted{color:var(--color-text-muted)}.epf .layout{display:grid;grid-template-columns:1fr;gap:1.5rem;margin-top:2rem}@media (min-width: 960px){.epf .layout{grid-template-columns:minmax(0,1.35fr) minmax(0,1fr);align-items:start}.epf .side-card{position:sticky;top:1.5rem}}.epf .empty{text-align:center;padding:2.5rem 1rem}.epf .empty__icon{font-size:2.5rem;margin-bottom:.75rem}.epf .empty p{margin:0;color:var(--color-text-muted);font-size:.95rem;max-width:22rem;margin-inline:auto}.epf .verdict{text-align:center;padding:1.25rem 1rem;margin-bottom:1.25rem;background:var(--color-primary-tint);border:1px solid #bfdbfe;border-radius:var(--radius-card)}.epf .verdict__label{font-size:.72rem;font-weight:800;letter-spacing:.06em;text-transform:uppercase;color:var(--color-primary-hover)}.epf .verdict__value{font-size:1.9rem;font-weight:800;color:var(--color-text-heading);margin:.2rem 0 .3rem;letter-spacing:-.01em}.epf .verdict__sub{font-size:.88rem;color:var(--color-text-secondary)}.epf .rows{list-style:none;margin:0;padding:0}.epf .rows li{display:flex;align-items:baseline;justify-content:space-between;gap:.5rem;font-size:.9rem;padding:.55rem 0;border-top:1px dashed var(--color-border)}.epf .rows li:first-child{border-top:0}.epf .rows li span{color:var(--color-text-secondary)}.epf .rows li span em{font-style:normal;color:var(--color-text-muted);font-size:.82em}.epf .rows li b{color:var(--color-text-heading);font-weight:700;white-space:nowrap}.epf .rows__hi{margin-top:.15rem}.epf .rows__hi span{font-weight:600;color:var(--color-text-body)}.epf .rows__hi b{color:var(--color-gain);font-size:1.05rem}.epf .eps-note{margin:1rem 0 0;padding:.65rem .8rem;font-size:.8rem;line-height:1.4;background:var(--color-surface-muted);color:var(--color-text-secondary);border:1px solid var(--color-border);border-radius:var(--radius-input)}.epf .copy-note{text-align:center;font-size:.82rem;color:#047857;margin:.6rem 0 0;font-weight:600}.epf .sched{margin-top:3rem}.epf .sched__lead{color:var(--color-text-secondary);margin:.4rem 0 1.25rem;max-width:44rem}.epf .table-wrap{overflow-x:auto;border:1px solid var(--color-border);border-radius:var(--radius-card);background:var(--color-surface);box-shadow:var(--shadow-card)}.epf .sched-table{width:100%;border-collapse:collapse;font-size:.85rem;min-width:34rem}.epf .sched-table thead th{text-align:right;font-weight:700;color:var(--color-text-secondary);background:var(--color-surface-muted);padding:.7rem .9rem;border-bottom:1px solid var(--color-border);white-space:nowrap;position:sticky;top:0}.epf .sched-table thead th:first-child,.epf .sched-table thead th:nth-child(2){text-align:left}.epf .sched-table td{text-align:right;padding:.6rem .9rem;border-bottom:1px solid var(--color-border);color:var(--color-text-body);white-space:nowrap}.epf .sched-table td:first-child{font-weight:700;color:var(--color-text-heading);text-align:left}.epf .sched-table td:nth-child(2){text-align:left}.epf .sched-table tbody tr:last-child td{border-bottom:0}.epf .sched-table tbody tr:nth-child(2n){background:#fcfcfd}.epf .sched-table td.pos{color:#047857;font-weight:600}.epf .sched-table td b{color:var(--color-text-heading);font-weight:700}.epf .how{margin-top:3.25rem}.epf .how h2.section{text-align:center}.epf .how__lead{text-align:center;color:var(--color-text-secondary);margin:.4rem auto 1.75rem;max-width:40rem}.epf .steps{display:grid;grid-template-columns:1fr;gap:1.1rem}@media (min-width: 720px){.epf .steps{grid-template-columns:repeat(3,1fr)}}.epf .step{padding:1.5rem 1.25rem}.epf .step__n{width:2.5rem;height:2.5rem;margin:0 0 .9rem;border-radius:999px;display:inline-flex;align-items:center;justify-content:center;font-weight:800;font-size:1.1rem;color:var(--color-primary);background:var(--color-primary-tint);border:1px solid #bfdbfe}.epf .step h3{font-size:1.05rem;font-weight:700;color:var(--color-text-heading);margin:0 0 .4rem}.epf .step p{margin:0;font-size:.9rem;color:var(--color-text-secondary)}.epf .facts{margin-top:1.75rem}.epf .facts>h3{font-size:1.1rem;font-weight:700;color:var(--color-text-heading);margin:0 0 1.1rem}.epf .facts__grid{display:grid;grid-template-columns:1fr;gap:1.5rem}@media (min-width: 640px){.epf .facts__grid{grid-template-columns:1fr 1fr}}.epf .facts__grid h4{font-size:.95rem;font-weight:700;color:var(--color-primary-hover);margin:0 0 .6rem}.epf .slab-table{width:100%;border-collapse:collapse;font-size:.82rem}.epf .slab-table td{padding:.35rem .2rem;border-bottom:1px solid var(--color-border);color:var(--color-text-body)}.epf .slab-table td:last-child{text-align:right;font-weight:700;color:var(--color-text-heading);white-space:nowrap}.epf .formula{background:var(--color-surface-muted);border:1px solid var(--color-border);border-radius:var(--radius-input);padding:.7rem .85rem;font-size:.85rem;color:var(--color-text-heading);font-weight:600}.epf .facts__note{font-size:.8rem;color:var(--color-text-secondary);margin:.7rem 0 0}.epf .facts__note strong{color:var(--color-text-heading)}.epf .facts__fine{font-size:.78rem;color:var(--color-text-muted);margin:1.25rem 0 0;padding-top:1rem;border-top:1px solid var(--color-border);line-height:1.5}.epf .privacy-line{margin-top:1.75rem;display:flex;align-items:center;gap:1rem;background:#ecfdf5;border:1px solid #a7f3d0}.epf .privacy-line__icon{font-size:1.5rem;flex:0 0 auto}.epf .privacy-line strong{color:#065f46}.epf .privacy-line p{margin:0;color:#047857;font-size:.95rem}.epf .foot{margin:2.5rem 0 1rem;padding-top:1.25rem;border-top:1px solid var(--color-border);text-align:center}.epf .foot p{margin:0;font-size:.85rem}